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Himchuli Bikash Bank Limited
Unaudited Finalcial Results (Quarterly)
As at First Quarter (16th October, 2008) of the Fiscal Year 2065/66 |
|
| Amount in NRs. '000 |
|
| Sn. |
Particulars |
This Quarter
Ending |
Previous Quarter
Ending |
Corresponding Previous
Year Quarter Ending |
| 1 |
Total Capital & Liabilities (1.1 to 1.7) |
1,082,192.20 |
1,006,775.67 |
600,434.53 |
| 1.1 |
Paid up Capital |
90,000.00 |
90,000.00 |
30,000.00 |
| 1.2 |
Reserves & Surplus
|
21,345.94 |
18,417.80 |
11,196.68 |
| 1.3 |
Debenture & Bonds
|
- |
- |
- |
| 1.4 |
Borrowings
|
- |
- |
- |
| 1.5 |
Deposits
|
917,725.77 |
876,297.11 |
539,075.47 |
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a. Domestic Currency
|
917,725.77 |
876,297.11 |
539,075.47 |
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b. Foreigh Currency
|
- |
- |
- |
| 1.6 |
Income Tax Liabilities
|
- |
- |
- |
| 1.7 |
Other Liabilities
|
53,120.49 |
22,060.76 |
20,162.38 |
| 2 |
Total
Assets (2.1 to 1.7) |
1,082,192.20 |
1,006,775.67 |
600,434.53 |
| 2.1 |
Cash & Bank Balance
|
227,852.26 |
273,053.48 |
97,574.92 |
| 2.2 |
Money at Call and Short Notice
|
- |
- |
- |
| 2.3 |
Investments
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43,630.00 |
5,630.00 |
- |
| 2.4 |
Loan & Advances
|
784,750.80 |
709,332.91 |
485,013.20 |
| 2.5 |
Fixed Assets
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7,128.45 |
7,027.14 |
4,507.87 |
| 2.6 |
Non Banking Assets
|
- |
- |
- |
| 2.7 |
Other Assets
|
18,830.69 |
11,732.14 |
13,338.54 |
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| 3 |
Profit And Loss Account
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| 3.1 |
Interest Income
|
21,210.04 |
66,181.26 |
11,108.14 |
| 3.2 |
Interest Expenses
|
14,734.27 |
41,101.89 |
8,002.17 |
| A. Net Interest Income(3.1-3.2)
|
6,475.77 |
25,079.37 |
3,105.97 |
| 3.3 |
Fees, Commission and Discount
|
2,965.38 |
10,626.20 |
2,814.19 |
| 3.4 |
Other Operating Income
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- |
- |
- |
| 3.5 |
Foreign Exchange Gain & Loss (Net)
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- |
- |
- |
| B. Total Operating Income (A+3.3+3.4+3.5)
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9,441.15 |
35,705.57 |
5,920.16 |
| 3.6 |
Staff Expenses
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1,156.41 |
3,412.83 |
841.86 |
| 3.7 |
Other Operating Expenses
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1,579.85 |
5,833.00 |
949.30 |
| C. Operating Profit Before Provision (B-3.6-3.7)
|
6,704.89 |
26,459.74 |
4,129.00 |
| 3.8 |
Provision for Possible Losses
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1,953.25 |
3,798.61 |
1,206.02 |
| D. Operating Profit (C-3.8)
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4,751.64 |
22,611.13 |
2,922.98 |
| 3.9 |
Non Operating Income/Expense (Net)
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- |
-3,325.85 |
- |
| 3.10 |
Write Back of Provision for Possible Loss
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- |
- |
- |
| E. Profit from Regular Activities (D+3.9+3.10)
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4,751.64 |
19,335.28 |
2,922.98 |
| 3.11 |
Extra Ordinary Income/Expenses (Net)
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- |
- |
- |
| F. Profit before Bonus and Taxes(E+3.11)
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4,751.64 |
19,335.28 |
2,922.98 |
| 3.12 |
Provision for Staff Bonus
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431.97 |
1,757.75 |
265.7 |
| 3.13 |
Provision for Taxes
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1,295.90 |
5,536.92 |
837.05 |
| G. Net Profit/Loss (F-3.12-3.13)
|
3,023.77 |
12,040.61 |
1,820.23 |
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| 4 |
Ratios
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| 4.1 |
Capital Fund to RWA
|
13.67% |
14.86% |
7.74% |
| 4.2 |
Non Performing Loan(NPL) to Total Loan
|
0.26% |
0.00% |
0.00% |
| 4.3 |
Total Loan Loss Provision to Total NPL
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467.42% |
0.00% |
0.00% |
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